Vision insurance plans are an uncommon benefit when it comes to what most employers offer to their workers. The reason for this is that there are not many people who take advantage of such insurance, so the cost of it is not worthwhile for most companies. There is a possibility of purchasing such coverage privately, but the cost is only worth it unless you frequently visit the eye doctor. If you don?t, you are paying a large premium for coverage that remains unused. Many people prefer to pay in full for eye doctor visits if they need them. If they don?t currently have glasses, it remains to their financial benefit oftentimes to wait to see if they will need glasses at some point before paying for vision insurance. Some still pay cash for glasses instead of seeking insurance coverage, since it is often expensive depending on where you get it from.
Source: http://www.kokoslist.com/business-finance/insurance/the-benefits-of-vision-insurance-plans
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